.tm-sc-hero,.tm-sc-section{background:#fff;border:1px solid #e4e9ef;border-radius:14px;box-shadow:0 5px 20px rgba(20,35,55,.05);margin:18px 0;padding:22px}.tm-sc-hero{background:linear-gradient(135deg,#f7fbff 0%,#fff 60%)}.tm-sc-hero__head{display:flex;gap:22px;align-items:center;justify-content:space-between}.tm-sc-hero h2,.tm-sc-section h2{font-size:24px;line-height:1.25;margin:4px 0 10px;color:#172233}.tm-sc-hero p,.tm-sc-section p{color:#526174;line-height:1.65}.tm-sc-kicker{color:#2176bd;font-size:12px;font-weight:700;letter-spacing:.07em;text-transform:uppercase}.tm-sc-cta{white-space:nowrap}.tm-sc-stats{display:grid;grid-template-columns:repeat(4,minmax(120px,1fr));gap:10px;margin-top:18px}.tm-sc-stats>div{background:#fff;border:1px solid #e8edf2;border-radius:10px;padding:13px}.tm-sc-stats strong{display:block;color:#172233;font-size:18px}.tm-sc-stats span{color:#718096;font-size:12px}.tm-sc-note{color:#7b8794;font-size:12px;margin-top:10px}.tm-sc-content{clear:both;margin-top:20px}.tm-sc-checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 24px;list-style:none;margin:0;padding:0}.tm-sc-checklist li{position:relative;padding-left:24px;line-height:1.55}.tm-sc-checklist li:before{content:'✓';position:absolute;left:0;color:#26a269;font-weight:700}.tm-sc-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.tm-sc-cards article{background:#f8fafc;border-radius:10px;padding:16px}.tm-sc-cards h3{font-size:16px;margin:0 0 8px;color:#243244}.tm-sc-cards p{margin:0}.tm-sc-faq details{border-top:1px solid #e8edf2;padding:13px 0}.tm-sc-faq details:first-child{border-top:0}.tm-sc-faq summary{cursor:pointer;font-weight:600;color:#263547}.tm-sc-faq p{margin:10px 0 0}.tm-sc-related{display:flex;flex-wrap:wrap;gap:9px}.tm-sc-related a{border:1px solid #dfe6ed;border-radius:9px;color:#2268a6;display:flex;flex-direction:column;padding:10px 13px;text-decoration:none}.tm-sc-related a:hover{border-color:#2176bd;background:#f7fbff}.tm-sc-related small{color:#7b8794;margin-top:3px}@media(max-width:767px){.tm-sc-hero,.tm-sc-section{border-radius:10px;padding:16px}.tm-sc-hero__head{align-items:flex-start;flex-direction:column}.tm-sc-cta{width:100%}.tm-sc-stats{grid-template-columns:repeat(2,minmax(0,1fr))}.tm-sc-checklist,.tm-sc-cards{grid-template-columns:1fr}.tm-sc-hero h2,.tm-sc-section h2{font-size:20px}}